Income does not equal wealth. Although assets come in many forms, the most timeless, easily valued and redeemed are hard assets or real estate assets. It is unequivocally accurate that businesses holding real estate assets are more valuable to their owners, capable of qualifying for lines of credit and financing and consequently more saleable.

Todd Rooker

Todd started his career in the financial planning industry more than 25 years ago. He grew up on a family farm in Crookston Minnesota and began working on complex estate planning issues during the Farm Crisis of the mid -1980's. This experience along with his own personal life taught him the value of Asset Protection. Most importantly, how to think and strategically plan in a highly stressed financial environment. He is the 4th generation in his family to serve with honor in the United States Navy. Todd believes that military strategy should be applied to all financial decisions.  He teaches professional accredited classes in multiple states to Attorneys, Bankers, Certified Financial Planners, CPA’s, Insurance Agents, Mortgage Brokers and Realtors on the topics of: Estate Planning and Asset Protection, Wealth Creation & Finance, Mortgage Lending, Business Structure, Valuation & Sale, Accounting & Money Management, Debt Settlement, Credit Counseling and Bankruptcy as well as the tax and credit implications related to each of these issues and is a bona fide expert on Credit and Credit Scoring.